Harrodsburg and Mercer County are always concerned about the safety of it's citizens. To that end, we are providing flood and flood protection information as a service to anyone who is in need of such information or anyone who just wishes to learn more.
Both Harrodsburg & Mercer County participate in the National Flood Insurance Program (NFIP). The NFIP is a Federal program enabling property owners to purchase insurance protection against losses from flooding. This insurance is designed to provide an insurance alternative to disaster assistance to meet escalating costs of repairing damage to buildings and their contents caused by floods.
To the left you will see additional pages which we encourage you to review. You will find very useful information. For more information, please feel free to contact the Floodplain Coordinator. Contact info is available to the right.
||Local Flood Hazards
The majority of Mercer County and Harrodsburg are relatively free from the effects of flooding. That is not to say of course that flooding cannot occur anyway. Within the county lines, we have basically 5 flood prone areas. They are as follows:
1. Chaplin River Area
2. Salt River Area
3. Thompson Creek Area
4. Herrington Lake/Kentucky River Area
5. Town Creek (Harrodsburg)
There are basically 2 different special flood hazard areas in all of Mercer County.
Zone A - This is an area subject to inundation by the 1% annual chance flood event. (This was once known as the 100 year flood level) Because detailed studies have not been performed, No Base Flood Elevations (BFEs) or flood depths are shown.
Zone AE - This is an area subject to inundation by the 1% annual chance flood event which were determined with detailed methods. BFEs are shown within this zone.
Zone X - This is an area which covers the majority of the county. These areas are identified in the community Flood Insurance study which have moderate or minimal hazard from the principal source of flooding in the area. However, buildings in this zone could be flooded by severe, concentrated rainfall and no one should ever conclude that their property is immune from the possibility of flooding.